:root {
  /* ---- Clean light palette ---- */
  --bg: #ffffff;
  --bg-soft: #f6f8fc;
  --surface: #ffffff;
  --border-soft: #e4e8f2;
  --ink: #101828;
  --ink-soft: #5b6472;
  --text-dim: #5b6472;

  --blue-accent: #01319B;
  --blue-bright: #2f7cf6;
  --blue-soft: #eaf1ff;

  --dark-navy-1: #0a1330;
  --dark-navy-2: #132a63;
  --dark-navy-ink: #ffffff;
  --dark-navy-ink-soft: rgba(255, 255, 255, 0.72);
  --dark-navy-border: rgba(255, 255, 255, 0.18);

  --cyan: #22d3ee;
  --orange: #f2932e;
  --orange-600: #f2932e;
  --orange-500: #f5a623;
  
  --gray-200: #e4e8f2;
  --gray-300: #d1d5db;
  --gray-400: #8b93a7;
  --gray-500: #6b7280;
  --gray-600: #5a5f6a;
  --gray-700: #7a8099;
   --navy-pill: rgba(46, 45, 174, 1);
  
  --white: #ffffff;

  /* ---- Font Sizes ---- */
  --text-xxs: 10px;
  --text-xs: 12px;
  --text-sm: 14px;
  --text-base: 15px;
  --text-md: 16px;
  --text-lg: 18px;
  --text-xl: 20px;
  --text-2xl: 24px;
  --text-3xl: 30px;
  --text-4xl: 38px;
  --text-5xl: 40px;
  --text-6xl: 48px;
  --text-7xl: 56px;

  /* ---- Font Weights ---- */
  --weight-bold: 700;
  --weight-extrabold: 800;

  /* ---- Spacing ---- */
  --radius-pill: 9999px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --transition-smooth: all 0.35s ease;
  --container-max-width: 1200px;
  --font-display: -apple-system, BlinkMacSystemFont, "Montserrat", sans-serif;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  -webkit-text-size-adjust: 100%;
  text-size-adjust: 100%;
}

body {
  font-family: var(--font-display);
  background: var(--bg);
  color: var(--ink);
  overflow-x: hidden;
  max-width: 100vw;
}


/* ============================================================
   ANIMATIONS
============================================================ */

@keyframes fadeInLeft {
  from {
    opacity: 0;
    transform: translateX(-60px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(40px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes fadeInRight {
  from {
    opacity: 0;
    transform: translateX(60px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes scaleIn {
  from {
    opacity: 0;
    transform: scale(0.9);
  }
  to {
    opacity: 1;
    transform: scale(1);
  }
}

@keyframes float {
  0% {
    transform: translateY(0px);
  }
  50% {
    transform: translateY(-10px);
  }
  100% {
    transform: translateY(0px);
  }
}

@keyframes pulse {
  0% {
    transform: scale(1);
  }
  50% {
    transform: scale(1.02);
  }
  100% {
    transform: scale(1);
  }
}

@keyframes slideInLeft {
  from {
    opacity: 0;
    transform: translateX(-80px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

/* Animation Classes */
.animate-fade-left {
  animation: fadeInLeft 0.8s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.animate-fade-up {
  animation: fadeInUp 0.6s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.animate-fade-right {
  animation: fadeInRight 0.8s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.animate-scale {
  animation: scaleIn 0.6s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.animate-float {
  animation: float 3s ease-in-out infinite;
}

.animate-pulse {
  animation: pulse 2s ease-in-out infinite;
}

.animate-slide-left {
  animation: slideInLeft 0.9s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

/* Animation Delays */
.delay-1 { animation-delay: 0.1s; }
.delay-2 { animation-delay: 0.2s; }
.delay-3 { animation-delay: 0.3s; }
.delay-4 { animation-delay: 0.4s; }
.delay-5 { animation-delay: 0.5s; }
.delay-6 { animation-delay: 0.6s; }
.delay-7 { animation-delay: 0.7s; }
.delay-8 { animation-delay: 0.8s; }



/* ============================================================
   OAMBanking Hero — Section
============================================================ */

.oam-hero,
.oam-hero *,
.oam-hero *::before,
.oam-hero *::after {
  box-sizing: border-box;
}

.oam-hero {
  font-family: var(--font-display);
  background: #f4f5f7;
   animation: scaleIn 1s ease forwards;
}

.oam-hero__inner {
  position: relative;
  width: 100%;
  height: 560px;
  overflow: hidden;
  background-color: var(--blue-accent);
  background-size: cover;
  background-position: center;
}

.oam-hero__panel {
  position: absolute;
  top: 0;
  left: 0;
  width: 58%;
  height: 100%;
  background: #f8f6f6;
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 30px;
  padding-left:360px;
  border-radius: 0 0px 200px 0;
  z-index: 2;
}

.oam-hero__eyebrow {
 font-size: 12px;
	font-weight: 600;
	letter-spacing: 0.14em;
	color: var(--text-dim);
  text-transform: uppercase;
  animation: slideInLeft 0.9s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.oam-hero__title {
  margin: 0;
  line-height: 1.1;
  animation: slideInLeft 0.9s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.oam-hero__title-accent {
  display: block;
  color: var(--orange-600);
  font-size: var(--text-4xl);
  font-weight: var(--weight-extrabold);
  animation: slideInLeft 0.9s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.oam-hero__title-main {
  display: block;
  color: var(--blue-accent);
  font-size: var(--text-3xl);
  font-weight: var(--weight-extrabold);
  margin-top: 2px;
  max-width: 600px;
  animation: slideInLeft 0.9s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.oam-hero__desc {
  color: var(--gray-600);
  font-size: var(--text-base);
  line-height: 1.7;
  max-width: 600px;
  margin: 0;
  animation: slideInLeft 0.9s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.oam-hero__cta {
  display: inline-block;
  align-self: flex-start;
  background: var(--orange-600);
  color: var(--white);
  font-weight: var(--weight-bold);
  font-size: var(--text-sm);
  text-decoration: none;
  padding: 14px 36px;
  border-radius: var(--radius-pill);
  transition: var(--transition-smooth);
   animation: float 3s ease-in-out infinite;
}

.oam-hero__cta:hover {
  transform: translateY(-3px);
  background: var(--navy-pill);
}

.hero-actions{
    display:flex;
    flex-wrap:wrap;
    align-items:center;
    gap:16px;
    margin-bottom:48px;
  }
  .btn-primary{
    background:var(--orange);
    color: var(--white);
    font-weight:600;
    font-size:14px;
    padding:13px 24px;
    border-radius:999px;
    transition:transform .2s ease, box-shadow .2s ease;
    white-space:nowrap;
    justify-content:center;
    display: inline-flex ;
    text-decoration: none;
  }
  .btn-primary:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(253, 231, 208, 0.3); background-color: var(--blue-accent); color: var(--white);}


@media (max-width: 900px) {
  .oam-hero__panel {
    width: 65%;
    padding: 40px 40px 40px 50px;
    border-radius: 0 100px 100px 0;
  }
  .oam-hero__title-accent {
    font-size: var(--text-3xl);
  }
  .oam-hero__title-main {
    font-size: var(--text-2xl);
  }
}

@media (max-width: 700px) {
  .oam-hero__inner {
    height: auto;
  }
  .oam-hero__panel {
    position: relative;
    width: 100%;
    height: auto;
    border-radius: 0;
    padding: 40px 24px;
  }
  .oam-hero__title-accent {
    font-size: var(--text-2xl);
  }
  .oam-hero__title-main {
    font-size: var(--text-xl);
  }
  .oam-hero__desc {
    font-size: var(--text-sm);
    max-width: 100%;
  }
  .oam-hero__cta {
    align-self: center;
    width: 100%;
    text-align: center;
  }
}
/* Responsive fix */
@media (max-width: 700px) {
  .oam-hero__cta { 
    align-self: center; 
    width: 80%; 
    text-align: center;
    padding: 10px 15px; /* Better padding for mobile */
    display: block;
    box-sizing: border-box;
  }
}

/* ============================================================
   What We Do — Section
============================================================ */

.oam-whatwedo,
.oam-whatwedo *,
.oam-whatwedo *::before,
.oam-whatwedo *::after {
  box-sizing: border-box;
}

.oam-whatwedo {
  font-family: var(--font-display);
  background: #f4f6fa;
  padding: 60px 16px 70px;
}

.oam-whatwedo__inner {
  max-width: var(--container-max-width);
  margin: 0 auto;
}

.oam-whatwedo__header {
  text-align: center;
  margin-bottom: 40px;
  animation: fadeInUp 0.6s ease forwards;
}

.oam-whatwedo__title {
  color: var(--blue-accent);
  font-size: var(--text-4xl);
  font-weight: var(--weight-extrabold);
  margin: 0 0 8px;
}

.oam-whatwedo__tagline {
  color: var(--gray-500);
  font-size: var(--text-md);
  max-width: 500px;
  margin: 0 auto;
}

.oam-whatwedo__divider {
  display: inline-block;
  width: 60px;
  height: 3px;
  background: var(--orange-600);
  border-radius: 2px;
  margin-bottom: 16px;
}

.oam-whatwedo__body {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 40px;
  align-items: center;
}

.oam-whatwedo__steps {
  display: flex;
  flex-direction: column;
  gap: 24px;
    animation: fadeInUp 0.6s ease forwards;
}

.oam-step {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  padding: 24px 20px;
  text-align: center;
  transition: var(--transition-smooth);
  gap: 12px;
}

.oam-step:hover {
  transform: translateY(-6px);
  background: var(--gray-200);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.3);
}

.oam-step__number {
  color: var(--blue-accent);
  font-size: var(--text-2xl);
  font-weight: var(--weight-extrabold);
  display: inline-block;
  margin-bottom: 4px;
}

.oam-step__underline {
  display: inline-block;
  width: 30px;
  height: 2px;
  background: var(--orange-600);
  margin: 4px 0 10px;
}

.oam-step__title {
  color: var(--blue-accent);
  font-size: var(--text-lg);
  font-weight: var(--weight-bold);
  margin: 0 0 4px;
}

.oam-step__desc {
  color: var(--gray-400);
  font-size: var(--text-base);
  margin: 0;
}

.oam-whatwedo__image {
  display: flex;
  justify-content: center;
}

.oam-whatwedo__img {
  max-width: 80%;
  height: auto;
}

@media (max-width: 900px) {
  .oam-whatwedo__body {
    grid-template-columns: 1fr;
    gap: 30px;
  }
  .oam-whatwedo__image {
    order: -1;
  }
  .oam-whatwedo__img {
    max-width: 60%;
  }
}

@media (max-width: 560px) {
  .oam-whatwedo__title {
    font-size: var(--text-3xl);
  }
  .oam-whatwedo__tagline {
    font-size: var(--text-base);
  }
  .oam-step {
    text-align: center;
  }
}

/* ============================================================
   OAM Features Section
============================================================ */

.oam-features {
  background: var(--blue-soft);
  padding: 80px 16px 90px;
  font-family: var(--font-display);
}

.oam-features__inner {
  max-width: var(--container-max-width);
  margin: 0 auto;
}

.oam-features__header {
  text-align: center;
  margin-bottom: 50px;
}

.oam-features__title {
  font-size: var(--text-4xl);
  font-weight: var(--weight-extrabold);
  color: var(--blue-accent);
  margin-bottom: 10px;
}

.oam-features__title-accent {
  color: var(--orange-600);
}

.oam-features__divider {
  width: 70px;
  height: 4px;
  background: var(--orange-600);
  margin: 18px auto;
  border-radius: 50px;
}

.oam-features__tagline {
  max-width: 620px;
  margin: auto;
  color: var(--gray-500);
  line-height: 1.7;
  font-size: var(--text-md);
}

/* Grid */
.oam-features__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

/* Card */
.oam-feature {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 40px 28px;
  text-align: center;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
  transition: var(--transition-smooth);
}

.oam-feature:hover {
  transform: translateY(-8px);
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.14);
}

/* Icon */
.oam-feature__icon {
  width: 60px;
  height: 60px;
  margin: 0 auto 22px;
  display: flex;
  justify-content: center;
  align-items: center;
  border-radius: 16px;
  background: #eef5ff;
  color: var(--orange-600);
  transition: var(--transition-smooth);
}

.oam-feature:hover .oam-feature__icon {
  background: var(--orange-600);
  color: var(--white);
  transform: scale(1.08) rotate(-8deg);
}

.oam-feature__icon svg {
  width: 28px;
  height: 28px;
}

/* Text */
.oam-feature__title {
  font-size: var(--text-lg);
  font-weight: var(--weight-extrabold);
  color: var(--blue-accent);
  margin-bottom: 12px;
}

.oam-feature__desc {
  color: var(--gray-500);
  line-height: 1.7;
  font-size: var(--text-sm);
}

/* Responsive */
@media (max-width: 960px) {
  .oam-features__grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .oam-features {
    padding: 60px 20px 70px;
  }
  .oam-features__title {
    font-size: var(--text-3xl);
  }
  .oam-features__grid {
    grid-template-columns: 1fr;
    max-width: 400px;
    margin: 0 auto;
  }
  .oam-features__tagline {
    font-size: var(--text-base);
  }
}

@media (max-width: 560px) {
  .oam-features__title {
    font-size: var(--text-2xl);
  }
  .oam-feature {
    padding: 30px 20px;
  }
}