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VBANX Features

More than 10 years in the market

Product setting

• Loan product and GL mapping
• Saving product and GL mapping
• Saving product and GL mapping
• Deposit product and GL mapping
• Current Account product and GL map
• Fund product and GL mapping
• Charge (Penalty, Fee…)
• Tax Setting

System setting

• Manage codes / Data in dropdown
• User Management
• Manage role and permission
• Configure Maker Checker Tasks
• View Audit Trails
• Account Number Preference

Organization setting

• Manage Branches/Offices
• Manage Holiday by branches or all branches
• Reschedule setting on Holiday
• Manage Employee and Credit Officer
• Manage Teller and Cashier
• View Standing History
• Manage Fund and Fund Mapping
• Loan Provision Setting
• Loan Classification Setting
• Password Option Setting
• Manage Currencies

Loan module

• Loan Disburse (Flexible and many options)
• Loan Origination function (Submit, Approve/Reject (Request and Approved amount record, Disburse)
• Undo Disbursal
• Add Loan charge
• Prepay Loan
• Assign/transfer credit officer
• Loan Repayment
• Reschedule
• Restructure
• Writeoff
• Payoff
• Add Loan with other MFI
• Loan detail and performance history
• Transaction detail
• Loan documents management
• Note on Loan

Deposit and Current Account module

• Flexible options in Deposit product setting
• Deposit Account Creation
• Deposit and Withdrawal
• Minimum amount for deposit and balance
• Interest calculation
• Freeze account and balance
• Passbook printing and management
• Close Account
• Unused balance
• Inactive Account management
• Statements and transaction list
• Various features

Saving module

• Saving Account Creation (Individual and Group Saving Account)
• Loan Link Saving
• Disburse Loan to Saving
• Deposit and Withdrawal
• Loan settlement with saving account
• Post periodic interest on saving account
• Calculate interest
• Add Saving charge
• Assign staff to saving
• Close Saving account
• Transfer Fund

Accounting module

• Chart of Account (NBC standard)
• Main and Sub COA view modes
• Disable or delete COA
• Link product with COA
• Manage Accounting Rule
• Frequently posting
• Journal Entry
• Search journal entry by branches
• Accounting linked to financial activities
• Spot Rate
• Exchange
• Provision entry (Manual or Automate)

Fund Management module

• Mange fund
• Manage loan on each fund
• Payment and Schedule
• Fund reports
• Accounting integration with Funds

Cheque Management module

• Link Cheque with various modules
• Inward/Outward cheque
• Issue Cheque
• Cheque clearance and export to NBC

Remittance module

• Remittance management
• Reports and various setting

End Of Day module

• Manual or Automated Accrued calculation
• Manual or Automated provision/classification process
• EOD by branch and all branches
• Delete EOD point to do backdate posting

Fix Asset module

• Fix Asset Register
• Asset category and GL mapping
• Asset List and Search
• Asset movement
• Asset Item
• Asset depreciation (Straight Line and Double Decline)

Business Intelligent Reporting

• Oracle BI 12c
• All reports are in BI (Web-based)
• User can edit report layout
• User can create new report
• Many options in BI reports

Advance Collateral Module

• Collateral Type and Category
• Collateral Maintenance
• Issuer Record
• Collateral Status maintenance
• Collateral Revaluation

Integrated System

• HRMIS
• CRM
• ERP System
• Internal Audit System
• Mobile Banking/Internet Banking…

Technology

VBANX Digital channels are delivered with top-notch and seamless customer experience, using the latest technologies and frameworks.

Scalability

VBANX Web-based Core Banking System is well developed to fit various institutions from small to enterprise level. Our core modules and accounting flow has been developed base on various consultants (Including big 4 International Audit Firms), customers’ practical experience and central bank’s compliance. We offered from basic modules and only charge base on each modules that our customer is willing to upgrade.

Commercial Bank
Specialized Bank
Foreign Bank Representative Office
Microfinance Deposit-Taking Institution MDI
Microfinance Institution MFI
Financial Lease Company
RCI
Pawn Shop
Agricultural Cooperative Association
Private lender

VBANX Commercial Bank

Why VBANX Commercial Bank?

More than MFI and MDI, we could offer the modules and customization for commercial bank. We already have existing modules and core functionalities that could apply to various type of banks.

• Fully and Scalability of Web-based Commercial core banking system
• CIFRS integrated CBS
• Experiences on implementing to Commercial bank customer
• Audited and consulted by top 4 international audit firm
• Accounting flow and Back-End process is complied with Commercial Bank
• VBANX’s API can integrate with E-Wallet, Third parties, Digital Banking module and Regulator’s server and infrastructure
• Bank will save the cost on implementation and licensing while we allow customization, Business intelligent report development and consultation
• Our Mobile Banking platform is customizable and support both customer onboarding and field operational staff application
• Many modules that fit to the requirements of Commercial Bank

VBANX Partners

Our product is supported by technology and integration partners that meet highest industry standards.

Technology Partners

VBANX

If you would like further information about how we can help you and your business it would be great to hear from you.

Head Office Contact

Address: Building #314, Road 6A, Kean Khlaing village, Chroy Changvar commune, Chroy Changvar district, Phnom Penh, Cambodia

Sale contact

  Email: sale@vbanx.com

  Phone: 023 649 3000 / 086 88 77 12 / 085 816 000

Customer feedback contact

  Email: sereyrath@vbanx.com
  Phone: 012751275 / 087 333 187


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